Commercial Property Claims

Prepare estimates on commercial structures and determine your liability exposure with our dedicated Commercial Property Claims team.

IPG knows the needs and expectations of the excess and surplus lines market, as well as the standard line insurers regarding commercial structures and third party liability exposures. We are familiar with construction techniques, and we work well with general contractors in the restoration of structures which are damaged due to fire, vandalism, or weather-related damages. In addition, IPG has experience with unique property exposures, such as the medical marijuana industry, tattoo parlor, beauty salon/spas, gas stations, and others posing unusual or unique risks.

To prepare estimates on damaged structures, we use Xactimate. This program applies material and labor amounts based upon zip codes to ensure fair compensation to the property owner while providing you with the best use of your indemnity dollars.

To assist in the investigation of weather-related events, we use the services of trusted vendors such as Vaisala STRIKEnet® for determining the areas of lightning strikes. We are quick to use the information provided by the National Oceanic and Atmospheric Administration. With late reported hail cases, IPG uses www.livehailmaps.com HailScope™ to confirm hail size and dates of loss.

IPG is licensed to handle commercial property-related claims in 21 of the 31 states, along with various provinces in Canada which require adjuster licenses, with more areas being added as needed.

If your office requires evaluation on the value of your insured property for co-insurance purposes, Marshall & Swift ® Evaluation Services are used to establish the depreciated value of the structure or its replacement cost. All IPG examiners are Marshall & Swift ® Certified to ensure an accurate valuation of the insured’s property. In the event of a co-insurance penalty, the agent is notified so more coverage can be made available to the insured.

We are proactive about pursuing subrogation in order to recoup your indemnity dollars. On average, IPG obtains up to 74% of your indemnity dollars through our dedicated examiners and attorneys, or we will pass our investigation results to your panel of recovering attorneys.

Our in-house CPA performs forensic accounting regarding business interruption claims.

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